11 Apr
Toronto HST rebate new builds first-time home buyers 2026
The Ontario government just handed first-time home buyers the most significant affordability break in over a decade. As of April 1, 2026, eligible purchasers of newly built homes valued up to $1 million can receive full relief from the 13%
10 Apr
Toronto Mortgage Shake-Up April 2026: New Investor Rules, Rising Fixed Rates & Opportunities for First-Time Buyers and Self-Employed Borrowers
The Bank of Canada held its overnight rate steady at 2.25% on March 18, 2026, yet fixed mortgage rates in Toronto climbed throughout April—some lenders now quoting 5.9% to 6.4% for self-employed borrowers and investors. This paradox defines the Toronto
10 Apr
Toronto Mortgage Shake-Up April 2026: New Investor Rules, Rising Fixed Rates & Opportunities for First-Time Buyers and Self-Employed Borrowers
The Bank of Canada held its overnight rate steady at 2.25% on March 18, 2026, yet fixed mortgage rates in Toronto climbed throughout April—some lenders now quoting 5.9% to 6.4% for self-employed borrowers and investors. This paradox defines the Toronto
Ontario Removes HST on New Homes 2026 How First-Time Buyers in Toronto Can Save Up to $50,000
The Ontario government just handed Toronto home buyers one of the biggest tax breaks in a generation — and most people still don’t fully understand how to use it. On March 25–26, 2026, Ontario announced and tabled the removal of
09 Apr
Ontario HST Rebate New Homes Toronto First Time Home Buyers 2026
A single government announcement on March 25, 2026 quietly handed Toronto’s first-time buyers one of the largest tax breaks in Canadian real estate history — up to $130,000 back on a new home purchase. If you’ve been sitting on the
Toronto Home Prices Drop to 2020 Levels Is 2026 the Best Time for First-Time Buyers
Toronto’s average home price has fallen 24.4% from its February 2022 peak of $1,334,544 — wiping out four years of pandemic-era gains and landing squarely back at 2020 price levels. For anyone who has been sitting on the sidelines waiting